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The topic of long-term care (LTC) insurance frequently arises for those planning for their retirement. The escalating costs of healthcare, coupled with the uncertainties of future medical requirements, make it imperative to consider how to pay them. Determining whether LTC insurance is a wise investment for one’s situation depends on several key factors.

One of the primary concerns for retirees is having enough predictable retirement income to cover their living expenses once they are retired. Due to the unpredictability of market returns and interest rates, many are turning to annuities, contracts between an individual purchaser and an insurance company.

There’s often a misconception that life insurance only serves to provide for loved ones in the event of death. While a life insurance policy certainly does that, it also has the potential to integrate as part of an overall strategy. Life insurance can help manage risk and protect against the potential financial fallout from unexpected events. Here are five ways

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